The global economic crisis engulfing the world economy as a result of the Covid 19 pandemic, will have a deeply damaging impact on national economies and corporate clients alike. Regardless of the depth and intensity of the crisis many corporate clients are going to face severe financial problems at a time when debt levels are at historic highs and the credit cycle was already turning.
This course has been designed for bankers and financiers to develop a holistic, applied approach to early problem loan workouts through a range of different techniques currently applied in the UK and international finance. It aims to provide the attendee with a comprehensive overview of the challenges of problem loan workouts and with an insight into some of the key methods that can be implemented to assist in the recovery of their financial exposure.
By offering a range of different case studies, financing scenarios and potential solutions to workshop case studies, the attendees will be able to develop a broad applied overview of debt restructuring techniques. This is particularly important in an area of finance where ‘one size fits all’ solutions are not possible and where the financier needs to be open-minded, flexible and quick to react to changing circumstances.
The programme draws from the experience of a range of different high-profile debt restructuring case studies and failures, including the recent collapse of Carillion in the UK and the failed CVA of House of Fraser in the UK retail industry. A number of the case studies used during the course are those that have been undertaken directly by the trainer.
The course is highly interactive, with the course attendees working in project teams. They will be required to work in their project teams in devising solutions and providing recommendations to the rest of the delegates who will cross-examine their proposals in a credit committee environment.
During the second day of the programme, the attendees will use forecast cash flow analysis as part of the strategic business review for the restructuring candidate. A knowledge of the working of Microsoft Excel with therefore be an advantage for the attendees.
This online training programme will be delivered through a highly interactive online platform through which the delegates will be able to fully engage with the trainer. The course will be separated into four, 90-minute sessions which will be delivered over two consecutive days. Delegates will work through case study exercises and questions in project groups and with the course trainer.
The learning techniques will be a mixture of formal presentations, written materials, assignments and case studies with a heavy emphasis on learning through analysing practical examples of corporate loan candidates. All the case studies will be used from real-life working examples and can include client companies of the bank, particularly non-performing loans. Sharing already developed knowledge and learning to work closely in solving practical issues, is a core to the learning methodology of this programme.
The workshop is designed with active delegate participation as a core theme of the workshop. Delegates will be required to present their findings and solutions to their colleagues in class via the screen sharing option available through the online platform. Pre-course reading and preparation will be required of the delegates.
Delegates are understood to be at an advanced stage of their professional banking careers and have been providing corporate loans to clients for a number of years. It is assumed that all delegates have a highly developed knowledge of financial analysis and holistic credit risk analysis. A good working knowledge of Excel is also an advantage in attending the course, as we will be using financial models to assess the restructuring options of a number of case study questions.