Blog

What is Smurfing? (Money Laundering Transactions You Need To Know)

Money laundering is like a magician’s disappearing act—only instead of making rabbits vanish, criminals make dirty money disappear into the financial system. One of the sneakiest tricks in the book? Smurfing.

15 Apr 2025

IFRS 9 Expected Credit Losses: The New Credit Loss Model Made Simple

How do banks and financial institutions prepare for potential loan defaults? Why are some loans treated differently than others when it comes to accounting for risk?

10 Apr 2025

Money Market Instruments Definition: Your Guide to Short-Term Financial Tools

Where do big companies park their extra cash? How do banks manage their day-to-day finances? The answer lies in money market instruments - short-term financial tools that form the backbone of treasury management.

07 Apr 2025

CSRD Regulations: What Finance Professionals Need to Know

If you’re a finance professional working in a big corporation, you’ve likely heard the buzzwords “Net Zero,” “Climate Finance,” and “CSRD” floating around. This is how companies are now held accountable for their environmental promises.

02 Apr 2025

LMA Green Loan Principles: Navigating the Future of Sustainable Finance

How are financial institutions transforming their lending practices to combat climate change? The Loan Market Association (LMA) Green Loan Principles are revolutionising how businesses approach sustainable financing, offering a game-changing framework for environmentally conscious investment.

24 Mar 2025

The Difference Between Ijara and Murabaha: Your Guide to Islamic Finance Fundamentals

If you’re involved in Islamic finance, you’ve likely come across terms like Ijara and Murabaha. They’re essential tools in Sharia-compliant banking—but what exactly is the difference between Ijara and Murabaha? Let’s cut through the jargon and dive straight in.

20 Mar 2025

What Is EPC in Project Finance? (6 Key Elements to Understand)

You’ve probably stumbled across the term EPC if you’re navigating the world of project finance. No, it’s not a new app or a trendy acronym to impress your colleagues with – it stands for Engineering, Procurement, and Construction. But what does EPC in project finance mean?

17 Mar 2025

How Does the FCA Define a Vulnerable Customer? 4 Key Drivers of Vulnerability

The term "vulnerable customer" has gained prominence in the financial services world, especially with increasing regulatory focus on fair treatment and customer protection. But what does this term really mean, and how does the FCA define a vulnerable customer?

12 Mar 2025

Why Is Persuasion Important? How to Boost Your Career with Persuasive Skills

Persuasion is the cornerstone of effective communication, empowering professionals in finance, law, marketing, and beyond to influence decisions, build relationships, and drive results. So why is persuasion important, and how can you use it to get ahead?

10 Mar 2025

SOFR vs LIBOR: Differences Between Secured Overnight Financing Rate & London Interbank Offer Rate

If you’ve ever wondered how swaps work or if you’re confused about the shift from LIBOR to SOFR, you’re not alone! With LIBOR (London Interbank Offered Rate) now extinct, the finance world is buzzing about SOFR (Secured Overnight Financing Rate).

03 Mar 2025

What is a Corporate PPA? How They're Reshaping the Power Sector: Full Guide

Sustainability is no longer a buzzword. Companies strive to cut carbon emissions, manage energy costs, and meet regulatory requirements. Enter Corporate Power Purchase Agreements (PPAs): long-term contracts that allow businesses to buy electricity directly from renewable energy generators.

24 Feb 2025

FCPA Due Diligence vs. UK Bribery Act: 5 Key Comparisons

The Foreign Corrupt Practices Act (FCPA) and the UK Bribery Act (UKBA) are widely regarded as the two foremost heavyweights in the global anti-bribery and anti-corruption regulatory landscape. They pull no punches in the face of corruption and unethical business practices worldwide.

19 Feb 2025

Capital Adequacy Ratio for Banks (CAR): Why Does It Matter?

How do banks ensure they don’t crumble under financial pressure? The capital adequacy ratio for banks (CAR) is a key metric that helps banks and regulators manage risk and ensure a degree of stability.

06 Feb 2025

How to Calculate CFROI: Beginners Guide to Cash Flow Return on Investment

Cash Flow Return on Investment (CFROI) is one of those terms that may sound intimidating but can make you feel like a financial wizard once you grasp it. It's like unlocking the secret formula to assess how efficiently a business is turning its capital into cold, hard cash.

29 Jan 2025

What is Agricultural Property Relief? (3 Things You Must Know)

If you need to know how the tax system helps farmers and landowners preserve their legacy, Agricultural Property Relief (APR) is a term you need to know. But what is agricultural property relief, and how does it apply to Inheritance Tax (IHT)?

22 Jan 2025

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